We understand that taking out a mortgage is likely to be your biggest financial commitment and it is important that we listen clearly to your needs and understand your requirements in order to be able to offer the best mortgage deal for you.
Our Mortgage Service involves a 7 step process, whereby our expert advisers will take care of everything for you. Our service involves a full mortgage and protection review providing advice not only on which mortgage to choose but also on how to best protect your home, family and income should the unexpected happen.
Step 1
Our expert Mortgage adviser will make notes of your personal circumstances will listen to your needs and discuss the options open to you, our advice will cover the types of mortgages, payment options and interest rates. We will then issue you with a decision in principle from a specific lender.
Step 2
As you mortgage is likley to be your largest financial commitment it is important to protect yourself so that you will be able to pay your mortgage and other bills should the unexpected happen, that is why our adviser will recommend protection for your home, family and income.
Step 3
We will gather all information from you that the lenders and insurers are likley to require.
Step 4
We will submit all your applications to the lenders and insurers and send them all the documentation that they require.
Step 5
We will if required recommend and instruct a reliable solicitor which may well save you money.
Step 6
Your mortgage adviser will liase with all third parties and make sure that all applications proceed as quickly as possible.
Step 7
When your mortgage offer and insurance terms are issued these will be checked to make sure that they match your requirements
Step 8
Following completion of your mortgage we will continue to keep in touch and will arrange regular reviews of your mortgage and protection requirements to make sure that you have the most competative products available.